2025 Market Shift: Why this could be The Right time to Sell your Home

Mortgage rates are finally trending in the right direction and buyers in Miami and the Florida Keys are paying attention. Recent data from the Mortgage Bankers Association shows mortgage applications are up 23% compared to the first week of September last year, the strongest demand since July. That shift signals renewed confidence in today’s real estate market.

The 30-year mortgage rate dropped to 6.13% this week, the lowest since October 2024. This decline followed softer job growth and speculation that the Federal Reserve may cut rates again in 2025. Buyers are sensitive to even small shifts in affordability, and as rates ease, demand improves.

For homeowners in Miami, Key Largo, and Islamorada, this momentum matters. Over the past year, buyer demand was limited, but today’s lower rates are encouraging more activity. If your listing recently expired or you’ve been hesitant to sell, the market is showing fresh signs of opportunity.

What this means is simple: as affordability improves, buyers return—and local markets feel the impact. In competitive areas across South Florida and the Keys, acting while activity is rising can position your home ahead of future inventory. Realtors with The Selling Properties Group powered by LPT Realty are tracking these trends daily, helping sellers and buyers make sense of shifting conditions in real time.